Florida Health Insurance Advisors
No Exam Term Life Insurance
Do you need life insurance but don't like giving blood? There is a solution called no exam term life insurance. All you need to do is answer some health questions and you could be covered by quality term life insurance with guaranteed premiums for 10, 20, or even 30 years. Don't let your fear of needles jeopardize your family's financial future, get a free quote today.
Trump’s Justice DOJ Will Not Defend Obamacare In Court
Several states including Texas have sued in federal court arguing that provisions of the affordable care act including the prohibition against applying pre-existing are unconstitutional. The Trump Department of Justice has declined to defend the provisions and has agreed with the plaintiffs that they are unconstitutional. If the suit is successful, insurance companies could once again deny people health coverage due to a medical condition costing millions of people their health insurance
Congreve To Take Up Obamacare Repeal
Reportedly Congress will attempt to once again to repeal Obamacare this summer. Already Congress's and the Trump administration actions are expected to drive up health insurance premiums 15 to 20 percent at open enrollment this year. If Congress is able to repeal Obamacare or even parts of it with no plan to replace, the affects on the health insurance market could be catastrophic. Hopefully once again, cooler heads will win out.
Drug Manufacture Knew It’s Opioids Were Widely Abused
Purdue pharma the company that planted the seeds of the opioid epidemic through it's aggressive marketing of Oxycontin, has long claimed it was unaware of the powerful opioid painkiller's growing abuse until years after it went on the market. But, according to the New York Times a confidential Justice Department report shows that federal prosecutors investigating the company found that Purdue Pharma knew about "significant" abuse of Oxycontin in the first years of the drug being introduced. Company officials had received reports that the pills were being crushed and snorted, stolen from pharmacies, and that some doctors were being charges [...]
Congressional Actions To Drive Up Obamacare Premiums
Congress was unable to agree to a bill that would repeal Obamacare but they took several steps in an attempt and weaken it. One Action was to add an amendment to the tax bill that repealed the individual mandate that individuals stay covered by health insurance. This move is expected to cause 3 to 4 million young healthy people to drop their health insurance which will cause the remaining insurance pool to get older and sicker. If this happens, premiums are expected to rise by 15 to 20 percent. For those who receive a tax subsidy to help pay their [...]
Group Health Insurance Plans Can Be Started Anytime Of The Year
Many people believe that group health plans like Obamacare can only be started during the annual open enrollment, however that is not the case employee health insurance plans can be started anytime of the year. Also, if you have a plan all ready in place for your employees you can switch to a new plan with a new insurance company at any time, no need to wait until the current plan renews. Also, you only need two employees to start a plan and the rates are the same as they would be for a larger group.
Dental HMO Plans Offer Affordable Coverage, No Waiting Periods, & No Preexisting Conditions Limitations
Are you putting off needed dental work because of the high cost of treatment? If you wait until pain drives you to the dentist, you will usually find the condition worse the cost of treatment much more expensive. The answer is an HMO dental insurance plan. These plans are very affordable starting at $12.00 per month and have no waiting period. This means that you can make an appointment on the day the plan goes into effect. Stop dealing with pain and get the treatment you need with a good dental HMO insurance plan
Short Term Medical – the Affordable Obamacare Alternative
If you are currently are not covered by health insurance or struggling with the high cost of Obamacare, short term medical insurance maybe the answer. Short term medical plans are just like regular health insurance plans except they are purchased for a block of time, one day, one month, or a whole year. They offer all the same benefits as regular health insurance but because they are temporary they tend to be much cheaper. Also, you can apply anytime of the year and after answering a few short health questions, your coverage could start the very next day. Get a [...]
Trump Obamacare Changes To Push Up Premiums
2/27/18 – The Trump administration’s efforts to loosen health insurance rules will increase premiums for Obamacare plans by double digit premium percentages in most states next year according to a new study by the urban Institute. Monthly payments for a traditional health insurance plans sold through Obamacare will go up by 18% on average in 43 states. Expanding access to short-term health polices which can place limits on benefits and charge higher rates to sick people will draw healthy people out of the insurance pool and drive up costs for everyone else. Also, the tax bill signed in to law [...]